Buy. Sell. Do. More.

Hokodo is a fintech startup bringing B2B commerce into the 21st century with a Buy Now, Pay Later solution. Hokodo’s technology empowers B2B merchants to sell more by offering credit terms to their business customers instantly, even on their first purchase. In turn, customers benefit from additional payment terms, interest free, through a frictionless Buy Now, Pay Later checkout experience. Hokodo’s solutions are backed by Lloyd’s of London via the Channel Syndicate, a unit of SCOR SE.

Sell more, win new business & get paid. Without the risk.

1. Sell more & grow your business: keep customers in the funnel and boost sales by offering instant credit terms.

2. Give your customers a better experience: Our real-time underwriting means no lengthy credit checks, and customers can access payment terms instantly, even on their first purchase.

3. Payment guaranteed: no more worrying about your cash flow. We pay you following delivery of the goods. We also take care of collections and chasing late payments on your behalf.

4. We take care of the risk: your business is protected against credit and fraud risks including non-payment, ID theft, chargebacks and outright insolvency of your customers.

5. Reach your customers globally: Hokodo is the only B2B BNPL provider with a truly international footprint. Our solution is currently available in the UK, France, Spain, Germany, Belgium and the Netherlands.

6. In-house delivery ensures fast credit decisions: our proprietary tech, credit and analytics stack does not rely on any third parties, meaning we can make decisions and accept more buyers at a faster rate.